Have you been injured in a car accident in New Jersey?
If you have been injured in a car accident, you will need a New Jersey car accident attorney who understands and knows your rights as a victim of a car accident.
No one is ever truly prepared for the financial consequences and emotional upheaval that follow a car accident. If you are injured in a motorcycle or car accident, it may be too much to cover insurance, repairs, medical injuries, physical recovery, and labor management.
To make matters worse, most people don’t fully understand the procedures and laws when an accident occurs. For this reason, it is important that you consult an auto accident attorney in the state of New Jersey.
New Jersey’s auto accident laws give auto accident victims the right to compensation for things like medical expenses, property damage, pain and suffering, lost wages, and permanent disability. or injuries. Research shows that accident victims who choose to retain an attorney typically receive three times more compensation than those who do not have legal advice or representation on their side. You should beware of insurers and claims adjusters who generally benefit victims who are not represented by an experienced accident law attorney.
Should You Hire a New Jersey Auto Accident Lawyer for Your Personal Injury Claim?
The Law Firm of David A. DiBrigida works hard to provide all of our clients with the compensation they deserve. We have a 98% success rate and have recovered over $50,000,000 from insurance companies over the past two decades. Our former accident lawyers perform a detailed assessment of each case in preparation for settlement negotiations and courtroom trials. This allows us to help victims and their loved ones find financial solutions for medical expenses, pain, suffering, and lost wages. Sometimes tests are needed to get a positive result. However, most of the time, we can settle favorably out of court, which is generally easier for our clients.
When Should I See a New Jersey Auto Accident Lawyer?
The best time to consult a lawyer is as soon as possible. Unfortunately, the laws surrounding car accidents are complicated and are becoming more common every year. Whenever you have been personally involved in an accident, whether as a passenger or driver and have any concerns or questions, you should contact us. We provide transportation for those who need help to see us, but we can also come to you. Most importantly, we do not charge a fee until we win your case!
When should I report an accident to my insurer?
You must report any accident to your insurer, agent, or broker as soon as possible. This is because you don’t want them to be able to deny your valid request. Also, your car insurance covers you with certain services and benefits that you may not be aware of. Contacting your insurer immediately will allow you to take advantage of all the services and benefits already covered by your coverage.
Who is responsible for paying for material damage to my vehicle?
If you’re not the one making the mistake, you have two choices.
First, you can contact the insurer of the person in question. They will pay for any damage to your vehicle, but only until they determine the accident was caused by the insured.
Second, if you have collision coverage, you can file a claim with your insurance company. They will pay for any damage to your vehicle, less any applicable deductions, regardless of who was at fault for that accident.
Once you have chosen how to proceed, the applicable insurance company will send an adjuster to assess the damage. This insurance company is then responsible for covering the cost of repairs or the fair market value of the vehicle, whichever is lower.
Can I get reimbursed for lost wages if my doctor prevents me from working due to an accidental injury?
In the state of New Jersey, most employees are covered by the state’s temporary disability benefits program. Some of the benefits of this program are what you earn through deductions from your salary. If you are injured and unable to work, you will likely be entitled to up to 70% of your gross pay while disabled. These benefits can only last for six months.
If you have a public disability for which you are not eligible, your employer may offer you a private plan. Speak to your human resources office about the benefits you may be entitled to.
Finally, you may have lost limited benefits because of your car insurance policy. Income continuity benefits can pay you weekly amounts of $100 or more to compensate for lost wages for at least a year. Your weekly payments, as well as the length of time you receive them, can be increased by specific options. These special benefits provide credit for any temporary disability benefits to which you are entitled, whether or not you receive them. Therefore, you will still need to apply for temporary disability benefits as soon as you retire.
Am I entitled to compensation for pain, suffering, and injury resulting from a car accident?
It depends on many factors. You are entitled to compensation for the injury if the other driver involved in the accident may be at fault. If you are not the cause of the accident but have been injured, your ability to obtain financial compensation will depend on the severity of your injuries and the type of insurance you have chosen.
If you were personally responsible for the accident, you cannot collect money or compensation for your injuries. However, you should still qualify for most of the benefits mentioned above.
DO NOT SIGN IF YOU TALK TO THE NJ Car Accident Licensing Attorney
Insurance companies representing those responsible for the accident will contact you, the injured party, and try to persuade you to resolve your claim with them immediately. Insurance companies do this regularly because they are able to settle a claim for a fraction of their total value. It helps them and hurts you a lot!
Understanding the Value of Your NJ Auto Accident Claim
Many factors add value to your claims. For example, what would you do if an insurance company refused to pay your medical expenses due to a car accident? New Jersey law provides that accident victims may seek compensation for injuries caused by another party’s negligence. This includes compensation for bodily injury, lost wages, medical expenses, and other damages. You, therefore, do not have to settle directly with the insurance company.
Uninsured Motor Driver Accidents (UM).
What is an uninsured car case in New Jersey?
A car accident involving an uninsured person is considered the case of an uninsured motorist. The case of an uninsured driver can present itself in several ways. The person you killed may have shown the insurance card to the policeman but did not pay the premium, so their insurance was voided. The person driving the car, which caused the accident, may have been an incredulous driver.
No matter how it happens, if there is no insurance on the offending vehicle, you have an uninsured driver case.
Your insurance company will replace the uninsured motorist
Many people believe that if they have an accident with an uninsured driver, they won’t be able to recover. It’s wrong. Your insurance company puts itself in the place of the uninsured motorist. So your insurance company is responsible not only for your medical bills and lost wages, but also for your pain and suffering, and other damages caused by the uninsured driver. But don’t expect your insurance company to compensate you fairly, because it’s your insurance company.
To protect your interests, you should contact an attorney familiar with uninsured motorist cases.
What does uninsured motorist insurance cover?
Insurance without uninsured motorists covers a number of circumstances. If you have an accident with an uninsured motorist or you hit and roll a vehicle, your uninsured motorist insurance will cover your claim. Most people consider uninsured car cases to involve two or more vehicles, your car and the uninsured motorist’s car. But uninsured motorist insurance covers many other factors.
NJ Uninsured Car Insurance covers you if you are a pedestrian.
We represent many influential clients as they walk. It is common for a car to hit a pedestrian and then drive away. It turns out to be a hit and run. If your car is insured and you are hit by an uninsured motorist, your insurance company will cover your injuries.
Uninsured car insurance covers you, your children and any family members who live with you.
Although car insurance is in your name, uninsured car coverage is much broader than you might think. Insured auto insurance covers not only you, but any family member who lives in your home.
The reason for this is clear from the following example. If an uninsured motorist hits your son or youngest daughter, he’s not old enough to have his own car insurance to cover it. Provided they live with you, your car insurance will provide uninsured car coverage for them.
However, insurance policies do not limit the coverage of insured cars for children. Insurance policies cover any family member who lives with you. Contact us for a free consultation to determine if uninsured auto insurance applies to you or your family members.
What is a Drop and Run car case in New Jersey?
When a person has an accident and escapes or fraudulently identifies you, you have a hit and run. A hit-and-run scenario is the same as an uninsured driver. Sometimes our customers or witnesses can obtain the license plate of the car that caused the accident. While this may be important, it is not necessary to file a claim for damages in a hit-and-run accident.
What should I do in a hit-and-run accident in New Jersey?
Like all accidents, you must properly document your accident. In the event of a hit-and-run accident, you must file a police report within 24 hours. If you don’t, your insurance company may reject your uninsured motorist’s claim. If you have a license plate, let the police do their job. If they can identify the car, they will. You should also contact an attorney familiar with hit-and-run cases and uninsured drivers.